Lori Caravalho is an experienced divorce mediator at Parker Mediation. Mediation is an opportunity for the parties to be the decision makers. Taking control of the situation results in a more positive outcome for couples, allowing them to create a path to go forward. Call for a free consult with Lori to explore your options. 508 7950200.
Thinking about divorce? Ask an experienced Worcester Divorce Attorney if divorce mediation is right for you.
If you made it through the holidays thinking “never again” you may be ready to divorce. Think before you act. You could initiate an expensive, litigious and stressful process or you could consider divorce mediation.
You fell in love, got married, and maybe you had kids. Getting divorced may not be easy, but why make it harder or more expensive than it has to be.
Try mediation before going to court.
Divorce Mediation can be faster, cheaper and less stressful than traditional representation. The cost to divorce with attorneys and multiple court appearances can become enormous.
You have nothing to lose by using mediation; it’s simpler, quicker and makes better outcomes. You stay in control of the divorce mediation, it’s confidential and private.
Mediation involves the use of an independent, qualified and neutral third party to help couples talk through how they will divide their assets and decide what to do with their children.
Each New Year many couples decide to separate. The stressful holidays are behind them and they are ready for a fresh start.
Happy New Year! Happy new you!
Contact Parker Mediation at 508.795.0200 to learn more about divorce mediation and what we can do for you.
We’re Celebrating 10 Years of Success in 2010!
In honor of this achievement we are asking current and former clients to send us comments about their experience in mediation. We want to hear from you. Log on to our website and contact us. We will kick off our celebration in January 2010 by posting highlights from our customers.
For the past ten years Parker Mediation has developed a competitive advantage in creating well designed divorce settlements. We are driven to ensure that every mediation experience is satisfying. We will listen to your comments, and your suggestions will be our inspiration, to not only act differently, but think differently.
To all our clients, thank you for allowing Parker Mediation to guide you. Helping you to succeed has been our winning strategy.
The Association for Conflict Resolution (ACR) will hold its 9th annual conference in Atlanta, GA October 7-9, 2009. Approximately 1,000 conflict resolution practitioners will attend this years event. Some of the fields most highly regarded professionals will speak about topics ranging from “Mediation of a parenting dispute with a Gay parent” to “Advance mediation techniques to move beyond the impasse“.
You can find out more about the conference details including speakers and topics in this press release (PDF format) by the Association for Conflict Resolution.
Parties in mediation want to know what to do to make their divorce as simple as possible. Here are some tips on getting started. Have a chat with your spouse and decide who will gather the necessary documents. You may want to divide these tasks or break them down into several steps. Bring the documents that you have collected to the next mediation session. Don’t worry about gathering all the documents at once. If convenient, have copies made for each of you and for the mediator.
1. Tax Documents
a. Federal tax returns filed by you jointly for the last three (3) years
b. State tax returns filed by you jointly for the last three (3) years
2. A Certified Copy of the Marriage Certificate
3. Court Approved Parenting Certificates
4. Information about the Children of this Marriage
a. Names and dates of birth
b. Vision Statement
5. Life Insurance Policies
b. Owner of the policy
c. Term or Annuity
d. Death Benefit or Cash Value
6. Family Health Insurance Plan
b. Owner of the policy
c. Coverage of the non-employee spouse after divorce
d. Coverage of the children after divorce
e. Availability of a more economical form of health insurance
6. Pension, Annuity, Profit Sharing, Deferred Income or other Retirement Plan
b. Owner of the policy
c. Present Value or Death Benefit
7. Present Household Expenses
a. Are you up to date on bills?
b. How is each party contributing?
8. Marital Home
b. Approximate Fair Market Value
c. Mortgage Statement
9. Other Assets
a. Bank Account Statements
b. Money Market Funds
c. Stock and Bond Portfolio Statements
d. Business Interests
e. Vehicles, Kelly Blue Book or Edmunds Values
f. Values for Significant Personal Property
10. Possible Legacies or Inheritances
a. Estate Planning Documents
b. Trust Fund Documents
Your mediator will work with you on the topics that you are prepared to discuss. Taking measured steps in the mediation process will help you to stay in control and not feel overwhelmed. The beauty of mediation is that you can progress at your own pace and take time to discuss what is important to you.
New Massachusetts child support guidelines went into effect January 1, 2009. The changes to the child support guidelines are intended to simplify the support obligations of both parents. The rationale for the new guidelines was based upon societal changes that recognize the participation of both parents in their children’s lives. The guidelines are meant to benefit the children and families, particularly assisting as parents reorganize their relationships and finances.
The Massachusetts child support guidelines provide a calculated child support order based upon the income of both parents, and in consideration that both parents support their children. The calculated figure provides guidelines for cases establishing or modifying child support. There is a rebuttable presumption that the amount applies, but judges do retain the authority to exercise judicial discretion in making child support orders.
Several principles apply in determining child support in Massachusetts. The guidelines are designed to maintain the standard of living for the child, encourage joint parental responsibility for the children, recognize non-monetary contributions and involvement of both parents, and to ensure health care coverage for the children.
Parenting time is precious; children should enjoy the maximum parenting time possible with both parents. The new guidelines are based upon the children spending approximately 2/3 of the time with one parent (Recipient) and 1/3 of the time with the other parent (payor). When there is approximately equal parenting time the child support guidelines can be used twice to calculate whether there should be a child support order. This requires the guidelines to be calculated a second time reversing the roles of recipient and payor. Calculating the difference between the two figures yields the child support amount.
The guidelines are intended to consider reasonable child care costs and the costs for health insurance, including dental and vision insurance. The recipient is responsible for the first $250.00 of routine uninsured medical and dental expenses, and uninsured expenses above that amount are shared by the parties. Other child related expenses may by allocated to the parties on a case-by-case basis, including extra curricular activities, such as dance, sports or music lessons, private school tuition, summer camps, and post-secondary education.
The new Massachusetts child support guidelines recognize that circumstances may change and incorporates the authority to review the guidelines every three years, or sooner if there is a material change in circumstance. The new child support guidelines provide a presumptive application of the child support calculated using the new formula, but deviations from the guideline may be made by agreement of the parties approved by the court. For parents engaged in mediation, this means that you are in control of how you wish to support your children post divorce or separation.
The family and divorce mediators in the Worcester, MA office of Parker Mediation serve the Central Massachusetts and Boston metro-west communities such as Clinton, Framingham, Fitchburg, Leominster, Marlborough, Millbury, Shrewsbury, Sutton, Westborough and Worcester, Massachusetts.
Parties involved in Massachusetts divorce mediation may wish to consider how to allocate the child dependency exemption to maximize the overall benefit to the family and take the greatest tax benefit possible.
The IRS released regulations in 2008 suggesting that state courts may not allocate child dependency exemptions, verifying that a state court may not force a custodial parent to give up a federal right. However a custodial parent may voluntarily consent to allocate the child dependency exemption to the other parent. In that case, IRS Form 8332 may be used to release the exemption. Many parents agree to review how to allocate the tax dependency exemption annually, by calculating the potential benefit on their own, or in consultation with a financial advisor or accountant. Working together often puts more money in the parties’ pockets.
If you have questions about child dependency tax exemptions in Massachusetts, call our family law and divorce mediators at Parker Mediation for a consultation.
The Worcester, MA divorce lawyers and family mediators at Parker Mediation serve the Central Massachusetts and Boston metro-west communities such as Clinton, Framingham, Fitchburg, Leominster, Marlborough, Millbury, Shrewsbury, Sutton, Westborough and Worcester, Massachusetts.
The Cape Cod divorce lawyer and family mediators at Parker Mediation serve the local communities of Barnstable, Chatham, Falmouth, Hyannis, Mashpee, Provincetown and the entire Cape and the Islands.